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What is Medicare Advantage?

Medicare Advantage, also known as Medicare Part C, is a comprehensive alternative to Original Medicare offered by private insurance companies. It’s designed to provide additional benefits and options to Medicare beneficiaries. If you’re eligible for Medicare, you may be wondering, “What is Medicare Advantage, and how can it benefit me?” This page will provide you with all the information you need to understand this valuable healthcare option.

Key Takeaways

All-in-One Coverage

Medicare Advantage plans combine the benefits of Medicare Parts A and B (Original Medicare) into a single plan. This means you have hospital coverage (Part A) and medical coverage (Part B) under one policy.

Additional Benefits

Beyond the core Medicare benefits, Medicare Advantage plans often include extra perks, such as prescription drug coverage (Part D), dental, vision, hearing, and wellness programs. These added benefits can enhance your overall healthcare experience.

Private Insurance Providers

Medicare Advantage plans are offered by private insurance companies approved by Medicare. This means you'll have a wide range of plan options to choose from, allowing you to select one that aligns with your healthcare needs.

Managed Care

Most Medicare Advantage plans operate under managed care models, such as Health Maintenance Organizations (HMOs) or Preferred Provider Organizations (PPOs). These plans may have provider networks and referral requirements.

Benefits of Medicare Advantage

According to CMS, 2 the Part A inpatient hospital deductible can cover your cost for the first 60 days of Medicare-covered inpatient hospital care. For example, you become an inpatient at a hospital on Jan. 1. Happy New Year, you pay the Part A deductible. The next day your doctor discharges you. After 60 consecutive days you have not been admitted as an inpatient. Then on April 1, you get injured and become an inpatient again. Now, you will need to pay the Part A deductible again.

Cost Savings

Medicare Advantage plans often have competitive premiums and out-of-pocket costs. This can help you save money compared to the combination of Original Medicare, a separate Part D plan, and supplemental coverage.

Comprehensive Coverage

With Medicare Advantage, you can get coverage for services that Original Medicare doesn't typically cover, such as routine dental exams, eyeglasses, or gym memberships for fitness programs.

Simplified Administration

Managing your healthcare is more straightforward with Medicare Advantage because it combines various benefits into one plan. This can reduce paperwork and the hassle of dealing with multiple policies.

Prescription Drug Coverage

Many Medicare Advantage plans include prescription drug coverage (Part D), ensuring you have access to the medications you need.

How to Enroll in Medicare Advantage

Medicare Part A does cover skilled nursing care by a SNF under certain conditions and for a limited time. Skilled care is nursing and therapy care that can only be safely and effectively performed by or under the supervision of professionals. It is health care given when you need skilled nursing or skilled therapy to treat, manage, or observe your condition and evaluate your care.


To enroll in Medicare Advantage, you must be eligible for Medicare Part A and Part B. Most beneficiaries become eligible at age 65, but some qualify earlier due to specific disabilities.

Enrollment Periods

There are specific enrollment periods for Medicare Advantage, such as the Initial Enrollment Period (IEP) when you first become eligible, the Annual Enrollment Period (AEP) for making changes, and Special Enrollment Periods (SEPs) triggered by qualifying life events.

Compare Plans

It's crucial to compare available Medicare Advantage plans based on your location, healthcare needs, and budget. Different plans may offer various benefits and provider networks. Better Insurance Plans can simplify this process for you and assist you with the enrollment.

Navigating Your Options

At Better Insurance Plans, we understand that comparing Medicare Advantage plans can be overwhelming. That's why we're here to help you navigate this process seamlessly. Our experienced team will guide you through the available Medicare Advantage plans, considering your location, healthcare needs, and budget. Different plans come with varying benefits and provider networks, and we'll work with you to find the one that best suits your unique requirements. Let us simplify the decision-making process and ensure you make an informed choice.

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Making an Informed Decision

Understanding what Medicare Advantage is and its benefits is essential when making decisions about your healthcare coverage. Take the time to research and compare plans to ensure you select one that aligns with your unique needs and preferences.

If you have questions or need assistance with Medicare Advantage enrollment, our team of experienced insurance professionals is here to help. We're dedicated to helping you make informed choices about your healthcare coverage.

Don't hesitate to contact us for personalized guidance on Medicare Advantage plans available in your area.


Medicare Advantage plans vary by location and insurance provider. The information provided here serves as a general overview. For specific details about available plans and their coverage, please consult the insurance provider or visit the official Medicare website.

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